Members of regulated or approved super funds can apply to transfer a set amount of their balance to their spouse's fund, provided the member has a higher balance than their spouse and both belong to only one fund each.

Transfers are banned if the spouse is 65 or older or if the spouse's balance already meets the general transfer balance cap.

Applicants must use an approved application form and provide their spouse's written consent.

Transferring fund trustees must request missing information and share the application with the receiving fund within 3 business days.

Receiving fund trustees must provide a statement of the spouse's balance within 3 business days of a request.

Both funds must be able to exchange information and payments electronically.

The transferring trustee must complete the transfer within 30 business days of receiving the application.

The amount received by the spouse is treated as a roll-over benefit for tax purposes.